PredictDesk Privacy Policy

Introduction

PredictDesk LLC ("PredictDesk" or "we") respects your privacy and is committed to protecting it through compliance with this Privacy Policy (“Policy”).

This Policy describes the types of information we may collect from you, or that you may provide, when you access or use PredictDesk’s web-based platform that offers general research, analytical, and informational content and tools related to financial markets, made available through our website at https://predictdesk.app (the “Website”) (collectively, the “Services”), and our practices for collecting, using, maintaining, protecting, and disclosing that information.

• This Policy does not apply to information collected by us offline or through any other means, including on any other website operated by PredictDesk or by any third party, including through any application or content (including advertising) that may link to or be accessible from or on the Website.

Please read this Policy carefully to understand our policies and practices regarding your information and how we will treat it. By accessing or using the Services, you acknowledge that you have read and understand this Privacy Policy. If you do not wish to be subject to the practices described in this Policy, you should not access or use our Services.

This Policy may change from time to time (see Changes to Our Privacy Policy). Your continued use of the Services after we make changes indicates your acknowledgment of the last updated (the date set forth above) Policy, so please review it periodically for updates.

Children Under 18

Our Services are not intended for children under 18 years of age. No one under the age of 18 may provide any personal information to or through the Services. We do not knowingly collect personal information from children under 18. If you are under 18, do not use or provide any information through the Services or any of their features, or provide any information about yourself to us, including your name, address, telephone number, email address, or any screen name or username you may use.

If we learn that we have collected or received personal information from a child under 18, we will delete that information. If you believe that we might have any information from or about a child under 18, please contact us at support@predictdesk.app.

Information We Collect About You and How We Collect It

We collect several types of information from and about users of our Services, including information:

• By which you may be personally identified, such as name, postal address, e-mail address, telephone number, or any other identifier by which you may be contacted online or offline ("personal information").
• About your internet connection, the equipment you use to access our Services, and usage details.
• Information you provide or make available through your use of the Services, including inputs, queries, or other information submitted in connection with your use of the Services.
• Information generated, derived, or inferred in connection with your use of the Services, including analytical, technical, or usage-related information.
• Information produced by or resulting from the operation of the Services, including information that is generated, processed, transmitted, or otherwise made available through the Services (such as webhooks) which may be associated with your account or usage of the Services and may, in some cases, relate to information you provide.

We collect this information:

• Directly from you when you provide it to us.
• Automatically as you navigate through the Services. Information collected automatically may include usage details, IP addresses, and information collected through cookies, or other tracking technologies, including information transmitted or made available through automated processes (such as webhooks) associated with the operation of the Services.
• From third parties, such as our service providers used to operate, maintain, or support our Services.

Information You Provide to Us

The information we collect on or through our Services may include:

• Information that you provide by filling in forms on our Services. This includes information provided at the time of registering to use our Services or setting up an account, subscribing to our service, or requesting further services. We may also ask you for information when you report a problem with our Services.
• Records and copies of your correspondence (including email addresses), if you contact us.
• Your responses to surveys that we might ask you to complete for research purposes.
• Details of transactions you carry out through our Services. You may be required to provide financial or payment information to be processed through a third party service provider (such as Stripe). Use of Stripe’s payment services is subject to Stripe’s applicable terms of service and privacy policy, which govern Stripe’s independent collection and processing of payment information.
• Your search queries on the Services.

Cookies and Automatic Data Collection Technologies

Our Website uses cookies (small files placed on your device) and other automatic data collection technologies to distinguish you from other users. This helps us deliver a better and more personalized experience and allows us to improve our Website by enabling us to:

• Estimate our audience size and usage patterns.
• Store your preferences so we may customize the Website according to your individual interests.
• Support navigation and feature functionality.
• Recognize you when you return to the Website.

For detailed information on the cookies and similar technologies we use and the purposes for which we use them, see our Cookie Notice (https://predictdesk.app/legal/cookies).

Third-Party Use of Cookies and Other Tracking Technologies

Some features or functionality of the Website may be supported by third-party technologies or service providers, such as analytics, security, performance monitoring, or infrastructure services. These third parties may use cookies or similar technologies in connection with providing services to us, which may collect information about interactions with the Website.

We do not permit third parties to use cookies or similar technologies on the Website for their own advertising purposes. Information collected through these technologies is addressed in accordance with this Privacy Policy, and disclosures of personal information are described in the Disclosure of Your Personal Information section below.

Additional information about cookies and similar technologies is available in our Cookie Notice (https://predictdesk.app/legal/cookies).

How We Use Your Information

We use information that we collect about you or that you provide to us, including any personal information:

• To present our Services and its contents to you.
• To provide you with information, products, or services that you request from us.
• To operate, maintain, support, and improve the Services, including in connection with the generation, presentation, and functioning of content, features, and results made available through the Services.
• To understand and analyze how the Services are used, including for research, development, testing, and service improvement.
• To fulfill any other purpose for which you provide it.
• To provide you with notices about your account and subscription, including expiration and renewal notices.
• To carry out our obligations and enforce our rights arising from any contracts entered into between you and us, including for billing and collection.
• To notify you about changes to our Services or any products or services we offer or provide through it.
• To allow you to participate in interactive features on our Services.
• To generate aggregated, deidentified, or analytical information for internal business purposes, product development, and optimization of the Services.
• In any other way we may describe when you provide the information.
• For any other purpose with your consent.

Your information is used solely to support the informational and analytical operation of the Services. Use of the Services does not create any fiduciary, advisory, or professional relationship between you and the Company, and information generated through the Services is not used to make decisions on your behalf.

We may also use your information to contact you about our own products and services that may be of interest to you. If you do not want us to use your information in this way, please adjust your user preferences in your account profile. For more information, see Choices About How We Use and Disclose Your Information.

Disclosure of Your Information

We value your trust and are committed to being transparent about how and when your information may be shared. We do not sell your personal information. We may disclose aggregated information about our users, and information that does not identify any individual, without restriction.

We may disclose information described in this Privacy Policy, including personal information and other information collected, generated, or associated with your use of the Services, as follows:

• To our subsidiaries and affiliates.
• To contractors, service providers, and other third parties we use to support our business and who are bound by contractual obligations to keep personal information confidential and use it only for the purposes for which we disclose it to them.
• To a buyer or other successor in the event of a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of PredictDesk’s assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which personal information held by PredictDesk about our Services users is among the assets transferred.
• To fulfill the purpose for which you provide it.
• For any other purpose disclosed by us when you provide the information.
• With your consent.

We may also disclose your personal information:

• To comply with any court order, law, or legal process, including to respond to any government or regulatory request.
• To enforce or apply our Terms of Service (https://predictdesk.app/legal/terms) and other agreements, including for billing and collection purposes.
• If we believe disclosure is necessary or appropriate to protect the rights, property, or safety of PredictDesk, our customers, or others. This includes exchanging information with other companies and organizations for the purposes of fraud protection and credit risk reduction.

Choices About How We Use and Disclose Your Information

We strive to provide you with reasonable choices regarding how your personal information is used and disclosed in connection with the Services.

Promotional Communications

If you do not wish to receive promotional communications from PredictDesk about our own products or services, you may opt out at any time by adjusting your communication preferences in your account profile or by following the unsubscribe instructions included in our emails. You may also contact us using the contact information provided in this Privacy Policy to request removal from promotional communications.

Please note that even if you opt out of promotional communications, we may still send you transactional or administrative messages related to your account, subscriptions, or use of the Services.

Cookies and Similar Technologies

You may have the ability to manage cookies and similar technologies through your browser or device settings. For more information about how we use cookies and similar technologies and the choices available to you, please see our Cookie Notice (https://predictdesk.app/legal/cookies).

Service Providers and Operational Use

We do not provide your personal information to third parties for their own independent marketing or advertising purposes. Information collected or generated in connection with your use of the Services is used and disclosed only as described in this Privacy Policy, including for operational, analytical, and service-related purposes.

Additional information about privacy rights that may be available to certain users under applicable law will be provided in a separate notice if and when required.

Accessing and Correcting Your Information

You may review and update certain personal information by logging into the Services and accessing your account profile. You may also contact us using the contact information provided in this Privacy Policy to request access to, correction of, or deletion of personal information that you have provided to us.

We may not be able to accommodate a request if we believe it would violate applicable law, legal requirements, or result in information that is inaccurate or incomplete. In some cases, deleting personal information may require deletion of your user account.

Your California Privacy Rights

If you are a California resident, California law may provide you with additional rights regarding your personal information. For general information about those rights under the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA), including the rights to know, delete, correct, and limit the use or disclosure of your personal information, and how to exercise them, please visit the California Attorney General’s privacy website: https://oag.ca.gov/privacy/ccpa.

International Data Processing and U.S. Jurisdiction

The Services are operated and managed in the United States. All information collected through or in connection with the Services is processed, stored, and maintained in the United States or in jurisdictions subject to United States law.

If you access or use the Services from outside the United States, you acknowledge and agree that your information will be transferred to, processed in, and governed by the laws of the United States, which may differ from and provide a different level of protection than the data protection or privacy laws of your country of residence.

Security of Your Information

We have implemented reasonable administrative, technical, and physical measures designed to protect personal information from accidental loss and from unauthorized access, use, alteration, or disclosure. These measures are intended to safeguard information collected through the Services in accordance with applicable industry standards.

The security of your information also depends on you. Where you have chosen or been provided with credentials to access certain features of the Services, you are responsible for maintaining the confidentiality of those credentials and for restricting access to your account. You should not share your login information with others.

Please be aware that no method of transmission over the internet or method of electronic storage is completely secure. While we take reasonable steps to protect your personal information, we cannot guarantee its absolute security. Any transmission of information to or through the Services is at your own risk, and we are not responsible for circumvention of any security measures or privacy settings within the Services.

Data Retention

We retain your information only for as long as necessary to fulfill the purposes for which it was collected, including providing our services, complying with legal obligations, resolving disputes, and enforcing our agreements. Once information is no longer needed for these purposes, we will securely destroy or anonymize it within a reasonable timeframe using appropriate administrative, technical, and physical safeguards to protect against unauthorized access or disclosure during the destruction process.

Changes to Our Privacy Policy

We may update this Privacy Policy from time to time. When we do, we will post the revised version on this page and update the “Last Updated” date at the top of the Privacy Policy. If we make material changes to how we treat personal information, we may provide additional notice as required by applicable law.

You are responsible for reviewing this Privacy Policy periodically to stay informed about our information practices.

Contact Information

If you have questions or comments about this Privacy Policy or our privacy practices, please contact us at privacy@predictdesk.app.